Different Ways to Donate to IMBA

IMBA is a tax-exempt, 501c3 non-profit educational association. Donations to IMBA are generally tax deductible. IMBA's tax identification number is 77-0204066.

There are many ways to support IMBA and its important efforts that create more resources for mountain biking, through community volunteerism, advocacy, education, land stewardship, youth programs, and trailbuilding.

Click the links below for information or to donate on-line to these important IMBA initiatives. To support other areas of interest to you, contact , IMBA's Development Director:

The most popular contribution is an annual IMBA membership or an additional cash donation to the funds above. However, many donors fail to take full advantage of federal tax incentives specifically intended to encourage charitable contributions. Such incentives often enable a donor to make a larger gift to IMBA at little or no additional cost. The following is a quick summary of ways you can enhance your contribution.

Gifts of Cash
Combined Federal Campaign
Employee Giving
Gifts of Securities
Gifts of Other Assets
Bequests
Life Income Gifts
Pooled Income Fund
Charitable Remainder Trust

Gifts of Cash

Writing a check to IMBA or donating money online with your credit card is generally tax-deductible and the simplest and most direct way to contribute. If you itemize your tax deductions, your gift to IMBA is generally fully deductible up to 50% of your adjusted gross income, and any excess may be carried forward for up to five additional years. (One notable exception: if you join or renew your IMBA membership at the $40 level, only $33 is tax deductible. But all other membership payment levels are generally fully tax-deductible.)

Donate to IMBA through the Combined Federal Campaign

Federal employees, including federal civilians, military personnel, and U.S. Postal Service workers, can now donate to IMBA through the federal government's Combined Federal Campaign (CFC). The CFC is a once a year charitable fundraising program. If you are a federal employee, please look for IMBA (agency #0751) in the official CFC listing of eligible donors.

Employee Giving

Many employers will match your donations to non-profit organizations dollar-for-dollar. This includes membership payments. Some companies match only a percentage of your gift. Check with your employer to see if your company has a matching program.

Gifts of Securities

Donating appreciated stock to IMBA benefits both the donor and the IMBA mission.

The donor receives two tax-related benefits. First, the appreciated value of the donated stock is not subject to capital gains taxes. Second, the donor can deduct the fair market value of the stock as a charitable contribution (subject to IRS rules). IMBA can sell the stock and put the money quickly to work to help mountain biking. (As a non-profit group, we're also exempt from capital gains taxes.) The net result: you can make a larger gift to IMBA because of the tax savings.

Gifts of Other Assets

The tax benefits of gifts of real property are similar to those of appreciated securities and in many cases apply to gifts of art, jewelry and other kinds of personal property. Interested donors should check with your financial and tax advisors and IMBA on the feasibility and tax considerations of such gifts.

Bequests

You can establish a legacy that will reflect your concern for mountain biking and the environment by including IMBA in your will or living trust. Bequests to IMBA are generally exempt from federal or state inheritance taxes, and subject to an unlimited deduction.

The simplest way is to add any of the following to your will or living trust:

Percentage: I give the International Mountain Bicycling Association, located in Boulder, Colorado, __ % of the residue of my estate (for the support of __ program) or (to establish the __ fund) or (for its general purposes).

Dollar Amount: I give to the International Mountain Bicycling Association, located in Boulder, Colorado, the sum of $ __ (for the support of __program) or (to establish the __fund) or (for its general purposes).

Specific Property: I give to the International Mountain Bicycling Association, located in Boulder, Colorado, my interest in (describe the property and the exact location) (for the support of __ program) or (to establish the __ fund) or (for its general purposes).

Please consult with us and your financial and tax advisors in selecting a program or specific target for such a bequest.

Life Income Gifts

There are a variety of plans through which you can transfer assets to IMBA and receive income. Generally, a life income gift pays income to you or your chosen beneficiary for a term of years or for life. After the conclusion of the term, or upon the death of the last income beneficiary, the remainder left in the life income gift is distributed to IMBA. Life income gifts, funded with cash, securities, or real estate, may by made during the donor's lifetime or at death for the benefit of one's heirs. In addition, life income gifts may offer a variety of tax, financial, and estate planning advantages including: Estate tax savings, reduced estate settlement costs, tax-free or tax-reduced income, avoidance of capital gains taxes and others. Please consult with your financial and tax advisors.

Pooled Income Fund

A pooled income fund is a common trust, which allows gifts from many donors to be combined for investment purposes. Each beneficiary receives his or her proportionate share of the net income earned by the fund. After the death of the income beneficiary or beneficiaries, the value of the remainder is segregated from the fund and distributed to IMBA.

Charitable Remainder Trust

One of the most commonly used forms of charitable tax planning is called the charitable remainder trust. It is a way you can convert a highly appreciated asset (such as real estate or stocks) into a lifetime income while minimizing income and estate taxes. You can benefit from a charitable remainder trust if you own a highly appreciated asset, are in a high income tax bracket, would like to enjoy your profits now but want to avoid capital gains and estate taxes, and you wish to support IMBA.

A charitable remainder trust entails transferring the appreciated asset into an irrevocable trust, naming IMBA as beneficiary. The trustee (a trust company that specializes in trust management is recommended) then sells the asset at full market value and re-invests the proceeds in a high quality, well-diversified investment portfolio. For the rest of your life, the trust pays you an income. When you die, the remaining trust assets go to IMBA.

A charitable remainder trust can take either of two forms: A charitable remainder annuity trust that pays a fixed-dollar amount each year, which cannot be less than 5% nor more that 50% of the initial fair market value of the trust assets; or a charitable remainder unitrust that pays a fixed percentage not less than 5% nor more than 50% of the trust assets each year, based on an annual revaluation of the trust assets.

In making a gift, we strongly recommend that you consult with your attorney, accountant, and other financial advisors on the legal and tax-related matters affecting your specific situation.

For more info on any of these programs, please contact Tim Peck, IMBA's finance director at 303-545-9011 or .

IMBA is a tax-exempt, 501c3 non-profit educational association. Donations to IMBA are generally tax deductible. IMBA's tax identification number is 77-0204066.

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	Different Ways to Donate to IMBA IMBA is a tax-exempt, 501c3 non-profit educational association. Donations to IMBA are generally tax deductible. IMBA's tax identification number is 77-0204066. There are many ways to support IMBA and its important efforts that create more resources for mountain biking, through community volunteerism, advocacy, education, land stewardship, youth programs, and trailbuilding. Click the links below for information or to donate on-line to these important IMBA initiatives. To support other areas of interest to you, contact , IMBA's Development Director: TrailBuilding Fund Legal Fund Annual Fund The most popular contribution is an annual IMBA membership or an additional cash donation to the funds above. However, many donors fail to take full advantage of federal tax incentives specifically intended to encourage charitable contributions. Such incentives often enable a donor to make a larger gift to IMBA at little or no additional cost. The following is a quick summary of ways you can enhance your contribution. Gifts of Cash Combined Federal Campaign Employee Giving Gifts of Securities Gifts of Other Assets Bequests Life Income Gifts Pooled Income Fund Charitable Remainder Trust Gifts of Cash Writing a check to IMBA or donating money online with your credit card is generally tax-deductible and the simplest and most direct way to contribute. If you itemize your tax deductions, your gift to IMBA is generally fully deductible up to 50% of your adjusted gross income, and any excess may be carried forward for up to five additional years. (One notable exception: if you join or renew your IMBA membership at the $40 level, only $33 is tax deductible. But all other membership payment levels are generally fully tax-deductible.) Donate to IMBA through the Combined Federal Campaign Federal employees, including federal civilians, military personnel, and U.S. Postal Service workers, can now donate to IMBA through the federal government's Combined Federal Campaign (CFC). The CFC is a once a year charitable fundraising program. If you are a federal employee, please look for IMBA (agency #0751) in the official CFC listing of eligible donors. Employee Giving Many employers will match your donations to non-profit organizations dollar-for-dollar. This includes membership payments. Some companies match only a percentage of your gift. Check with your employer to see if your company has a matching program. Gifts of Securities Donating appreciated stock to IMBA benefits both the donor and the IMBA mission. The donor receives two tax-related benefits. First, the appreciated value of the donated stock is not subject to capital gains taxes. Second, the donor can deduct the fair market value of the stock as a charitable contribution (subject to IRS rules). IMBA can sell the stock and put the money quickly to work to help mountain biking. (As a non-profit group, we're also exempt from capital gains taxes.) The net result: you can make a larger gift to IMBA because of the tax savings. Gifts of Other Assets The tax benefits of gifts of real property are similar to those of appreciated securities and in many cases apply to gifts of art, jewelry and other kinds of personal property. Interested donors should check with your financial and tax advisors and IMBA on the feasibility and tax considerations of such gifts. Bequests You can establish a legacy that will reflect your concern for mountain biking and the environment by including IMBA in your will or living trust. Bequests to IMBA are generally exempt from federal or state inheritance taxes, and subject to an unlimited deduction. The simplest way is to add any of the following to your will or living trust: Percentage: I give the International Mountain Bicycling Association, located in Boulder, Colorado, __ % of the residue of my estate (for the support of __ program) or (to establish the __ fund) or (for its general purposes). Dollar Amount: I give to the International Mountain Bicycling Association, located in Boulder, Colorado, the sum of $ __ (for the support of __program) or (to establish the __fund) or (for its general purposes). Specific Property: I give to the International Mountain Bicycling Association, located in Boulder, Colorado, my interest in (describe the property and the exact location) (for the support of __ program) or (to establish the __ fund) or (for its general purposes). Please consult with us and your financial and tax advisors in selecting a program or specific target for such a bequest. Life Income Gifts There are a variety of plans through which you can transfer assets to IMBA and receive income. Generally, a life income gift pays income to you or your chosen beneficiary for a term of years or for life. After the conclusion of the term, or upon the death of the last income beneficiary, the remainder left in the life income gift is distributed to IMBA. Life income gifts, funded with cash, securities, or real estate, may by made during the donor's lifetime or at death for the benefit of one's heirs. In addition, life income gifts may offer a variety of tax, financial, and estate planning advantages including: Estate tax savings, reduced estate settlement costs, tax-free or tax-reduced income, avoidance of capital gains taxes and others. Please consult with your financial and tax advisors. Pooled Income Fund A pooled income fund is a common trust, which allows gifts from many donors to be combined for investment purposes. Each beneficiary receives his or her proportionate share of the net income earned by the fund. After the death of the income beneficiary or beneficiaries, the value of the remainder is segregated from the fund and distributed to IMBA. Charitable Remainder Trust One of the most commonly used forms of charitable tax planning is called the charitable remainder trust. It is a way you can convert a highly appreciated asset (such as real estate or stocks) into a lifetime income while minimizing income and estate taxes. You can benefit from a charitable remainder trust if you own a highly appreciated asset, are in a high income tax bracket, would like to enjoy your profits now but want to avoid capital gains and estate taxes, and you wish to support IMBA. A charitable remainder trust entails transferring the appreciated asset into an irrevocable trust, naming IMBA as beneficiary. The trustee (a trust company that specializes in trust management is recommended) then sells the asset at full market value and re-invests the proceeds in a high quality, well-diversified investment portfolio. For the rest of your life, the trust pays you an income. When you die, the remaining trust assets go to IMBA. A charitable remainder trust can take either of two forms: A charitable remainder annuity trust that pays a fixed-dollar amount each year, which cannot be less than 5% nor more that 50% of the initial fair market value of the trust assets; or a charitable remainder unitrust that pays a fixed percentage not less than 5% nor more than 50% of the trust assets each year, based on an annual revaluation of the trust assets. In making a gift, we strongly recommend that you consult with your attorney, accountant, and other financial advisors on the legal and tax-related matters affecting your specific situation. For more info on any of these programs, please contact Tim Peck, IMBA's finance director at 303-545-9011 or . IMBA is a tax-exempt, 501c3 non-profit educational association. Donations to IMBA are generally tax deductible. IMBA's tax identification number is 77-0204066.


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